Savings Account

An  interest  bearing  account  for  you  to  deposit cash and withdraw anytime without notice.

  • Minimum opening amount  is GH¢ 10.00
  • Earn competitive interest on your savings


Current Account

A demand deposit account for you to deposit and withdraw cash anytime without notice.

  • Minimum opening amount is GH¢ 50.00
  • We give you personalized cheque book

Fixed Term Deposit

A fixed interest bearing account for a prescribed period.

  • You earn competitive interest rates.


Susu Deposit

A  daily  savings  account  for  customers  who  do not have time to come to the bank. Our deposit mobilisation officers walk to your doorsteps daily to collect your savings.

  • Daily Contributions
  • Flexible withdrawal options
  • Opportunity to access our loan products

Individual Loans

Working capital for individual business expansion.

  • Minimum Loan of  GH¢500.00
  • Maximum repayment period of 12 months
  • Guarantor is required


Group Loans

Loans  for  groups  of  micro  entrepreneurs  for business expansion.

  • No collateral is required
  • Access to free training in financial literacy, Leadership and community development training etc.
  • Group guarantee is required.

Small & Medium Enterprise (SMEs) Loans

Working  capital  for  Small  and  Medium  Scale entrepreneurs

  • Minimum Loan of GH¢ 10,000.00
  • Maximum repayment period of 36 months


Church Loans

Short and medium term loans to assist in church development.

  • Maximum repayment period of 36 months
  • Western Union Money transfer
  • MoneyGram
  • Transfast Worldwide Money Transfer
  • Ria Money Transfer
  • Opportunity Mobile
  • Opportunity Cash
  • MTN Mobile Money


Banking On Wheel

The first to introduce a Mobile Van or “Banking On Wheel” service in Ghana in 2010

Biometric Identification System

The first institution to introduce Bio-metric Identification System (BIDS)

Micro Insurance Loans

The first to introduce micro insurance loans with collaboration with MicroEnsure.

Loan Product For Disabled Fraternity

The first to introduce a loan structure for disabled fraternity in Ghana in 2013

Cinema Vans For Financial Literacy

The first institution to introduce Cinema Van for financial literacy education in Ghana in 2013

Pillars Of Modern Ghana Awards

“Pillars Of Modern Ghana Award” winner. This was given us by our excellent delivery of microloans to SMEs and other business categories in Ghana




Send us an email and we’ll get in touch shortly, or phone between 8:30am and 4:00pm Monday to Friday — we would be delighted to speak.