Savings Account
An interest bearing account for you to deposit cash and withdraw anytime without notice.
- Minimum opening amount is GH¢ 10.00
- Earn interest on balance over GH¢ 200.00
Current Account
A demand deposit account for you to deposit and withdraw cash anytime without notice.
- Minimum opening amount is GH¢ 20.00
- We give you personalized cheque book
Fixed Term Deposit
A fixed interest bearing account for a prescribed period.
- Minimum amount of GH¢500.00
- You earn competitive interest rates.
Susu Deposit
A daily savings account for customers who do not have time to come to the bank. Our deposit mobilisation officers walk to your doorsteps daily to collect your savings.
- Daily Contributions
- Flexible withdrawal options
- Opportunity to access our loan products
Individual Loans
Working capital for individual business expansion.
- Minimum Loan of GH¢500.00
- Maximum repayment period of 12 months
- Guarantor is required
Group Loans
Loans for groups of micro entrepreneurs for business expansion.
- No collateral is required
- Access to free training in financial literacy, Leadership and community development training etc.
- Group guarantee is required.
Small & Medium Enterprise (SMEs) Loans
Working capital for Small and Medium Scale entrepreneurs
- Minimum Loan of GH¢ 10,000.00
- Maximum repayment period of 36 months
Church Loans
Short and medium term loans to assist in church development.
- Maximum repayment period of 36 months
- Western Union Money transfer
- MoneyGram
- Transfast Worldwide Money Transfer
- Top Connect
- Ria Money Transfer
- Samba International Money Transfer
- Opportunity Mobile
- Opportunity Cash
- MTN Mobile Money
KEY MILESTONES
Banking On Wheel
The first to introduce a Mobile Van or “Banking On Wheel” service in Ghana in 2010
Biometric Identification System
The first institution to introduce Bio-metric Identification System (BIDS)
Micro Insurance Loans
The first to introduce micro insurance loans with collaboration with MicroEnsure.
Loan Product For Disabled Fraternity
The first to introduce a loan structure for disabled fraternity in Ghana in 2013
Cinema Vans For Financial Literacy
The first institution to introduce Cinema Van for financial literacy education in Ghana in 2013
Pillars Of Modern Ghana Awards
“Pillars Of Modern Ghana Award” winner. This was given us by our excellent delivery of microloans to SMEs and other business categories in Ghana
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